You need two things: a simple financial model, and your Indonesian company and land paperwork. The model shows sources and uses — money spent to date, sales to date and the full cost to complete. The paperwork means the deed of establishment, NIB (business registration number), NPWP (tax number), KBLI codes (business-activity codes), shareholder register, land certificate or lease, and building permit (PBG). With these, a capital provider can usually give an indicative answer within about a week. Information only.
What should the financial model show?
Where the money has come from and where it still needs to go — a high-level spreadsheet, not a full bill of quantities at first:
Any format works — your own spreadsheet, a page in the business plan, or a deck. There is no form to fill in; after you enquire, you get a private project room to upload what you already have.
- Sources — everything put in to date: land, design, permits, marketing, equity, buyer deposits.
- Uses — everything still needed: construction, permits, environmental approvals, marketing, furniture and fittings, contingency.
- Sales — units sold, prices, payments received and still due.
- Programme — months on site to completion.
The provider will compare your build cost per m² with current Bali costs — see 2026 construction costs.
Which company documents do I need?
- The deed of establishment and amendments, and the shareholder register.
- The NIB (business registration number) and NPWP (tax number).
- The company’s KBLI codes (the official codes for what the business is allowed to do) — check they match the project. Companies registered under older KBLI codes may need to update them before applying for permits. See KBLI codes explained.
- Details of the ultimate beneficial owners (the real people behind the company).
What land and permit documents do I need?
- The land certificate — SHM (freehold) or SHGB (right to build) — or the lease agreements, one for each lease if the site combines several.
- The building approval (PBG), or its status and timeline, and any environmental approvals required for the project’s size.
- Confirmation of zoning — see the Bali permit stack.
What extra is needed if I am already selling units?
The standard sales contract, the list of sold units with payment status, and any arrears (late payments).
Lawyers will check that buyers cannot easily walk away and whether stage payments are on time. A 10% shortfall on sold units can leave construction short of money. See repaying a facility from off-plan sales.
Why should each project sit in its own company?
Because otherwise the capital provider takes on the risk of every project in the company.
That makes due diligence slow and can make funding impossible. A separate company per project keeps the security clean. See why a separate company matters.
Should I mention problems up front?
Yes — disclose everything at the start: arrears, disputes, permit gaps, other charges over the land.
Problems that surface during the legal work, after terms are agreed, are what put deals at risk.
Last reviewed October 2026. General information about the Indonesian market, not legal, tax or financial advice. Take advice from an Indonesian notary and legal counsel on any specific structure.
Have the pack ready, or need the template? Get in touch.
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